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The Probate Process for a House in Baltimore – 4 Easy Steps (and How to Avoid getting Scammed!)

probate process for a house in baltimore- Avoid Scams!Probate is the process of administering a decedent’s estate. Many of us have heard the stories about how long the probate process can be, and often full of headaches. We dread it when we actually have to face it.

However, if done right the probate process for a house in Baltimore can be as simple as four easy steps. On the other hand, the dread and the simplicity can open people up to certain probate scams. Let’s take a look.

The Probate Process for a House in Baltimore – How to Avoid Getting Scammed

Probate Process for a House in Baltimore

Unless the right kind of Trust is in place, probate usually follows a person’s passing. Probate is the process by which the decedent’s debts are settled and his or her property (held on his or her name alone and not otherwise legally distributed) is transferred to beneficiaries and heirs.

Typically, the probate process follows four steps.

  1. The first step involves filing a petition with the local probate court to admit the Will and to appoint an Executor. If there is no Will, an Administrator for the Estate will be appointed. A hearing date is set, and a Notice of the hearing is published in a local newspaper.
  2. After being appointed by the court, the decedent’s Personal Representative gives notice to all creditors, and an inventory of the estate is made.
  3. After determining which claims are legitimate, the personal representative pays all expenses, debts, and taxes from the estate. Sometimes, this involves selling Estate assets to meet obligations.
  4. Assets (legal title to a house, for example) are disbursed according to the decedent’s wishes expressed in the Will or, in case there is no Will, according to Maryland’s intestate succession laws.

And that’s it for the probate process for a house in Baltimore and for the entire Estate as well. Just be wary about any scams that may pop up along the way.

Some Common Probate Scams

These are some new twists on old scams that owe their re-birth (and effectiveness) chiefly to the Internet and to email. They typically will target those who are most vulnerable.

  1. Probate Avoidance Scam – The perpetrators of this scam usually target the elderly. It involves persuading victims to buy fraudulent products that purport to help them to avoid probate. For example, a very expensive living trust kit. Once the scammers have the money in their hands, they either never deliver or provide a product that is actually legally useless.
  2. Inheritance/Estate Tax Scam – Some states still levy an inheritance or estate tax. Using a trusted person’s or organization’s name, scammers contact potential executors/personal representatives informing them that they stand to inherit a bunch of money. The only catch is that – because in these states the tax must be paid before probate can go forward – the victims must first send the scammers an inflated tax payment.
  3. Fraudulent Listings Scam – This one owes its effectiveness to the popularity of sites like Craigslist for home shoppers, especially renters, and applies particularly to the probate process for a house in Baltimore. Scammers research the property of recently deceased individuals and advertise it for rent. Then, when the scammers collect the deposit and first month’s rent, they disappear, leaving the people engaged in probate to deal with the upset victim.

If you’re facing probate, especially the probate process for a house in Baltimore, it’s probably not as ominous and frightening as it first seems. Knowing what it involves and being aware of the common probate scams are good first steps – but there’s more to consider.

If you’d like to learn more about probate and how to get through it smoothly, contact us by phone at (410) 657-2523 or fill our simple form.

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